Teachers' professional liability insurance is one of professional liability insurance, liability insurance coverage against teachers, teachers because the position of students and negligence injury shall bear civil liability of the economic compensation, according to the relevant clauses of the contract of insurance shall pay by insurance company. Teachers' professional liability insurance for teachers' rights and interests, safeguard is perfect campus of injury insurance system. Teachers' professional liability insurance and insurance of liability for university students, and is the campus safety accident treatment of a kind of method for improving the campus, is put forward and the damage insurance system. However, it is the liability insurance, with the students. The subject is the student insurance protection, the protection of the students is the school principal liability insurance liability, and teachers of teachers' rights and interests. Remedial measures as teachers liability is undoubtedly a good protection of teacher's rights and interests, it means the risk shifting to the insurance company, can reduce the teacher by negligence or other reasons caused personal injury caused by students of economic compensation. Teachers' liability insurance and insurance of liability for university students, the school together and safeguard the interests of students and teachers, that can be obtained rapidly after the accident, reduce or avoid the economy dispute to the school administration and the normal teaching order school caused serious influence. This paper tries to teachers' professional responsibilities at home and abroad, the paper analyses the current situation of teachers' professional responsibilities, and promote its face the countermeasures of development of inquiry, etc.