求大神帮忙翻译这篇文章，主要讲的是什么ᨣ࿾？

我国银行的审计中发现银行关注的一些地区
portfolios. We have, per your suggestion as our bank president,
投资组合。我们按照你的建议，我们的银行总裁，
invested heavily in the stock market. Since Oct. 29, 1929, the value
大量投资于股票市场。自1929年10月29日以来，价值
of our investments has declined sharply. Because of this, will we be
我们投资的急剧下降。因此，我们将
able to meet our customers’ financial needs?
能够满足客户的理财需求？
The newspaper this morning reported that the U.S. unemployment has
今天早上的报纸报道说，美国的失业率
risen to 25 percent. In our city, unemployment is even higher. Busi-
上升到百分之25。在我们的城市，失业率更高。业务—
nesses to which we have made loans are closing and firing workers. Home
来，我们取得了贷款的闭合和击发的工人。回家
mortgage payments are staying the same, yet many of our customers in
抵押贷款保持相同，但我们的许多客户在
this time of high unemployment and low prices are unable to repay their
高失业率和低价格，此时无法偿还
loans, due to the loss of income. We have had to foreclose on many
贷款，由于收入的损失。我们不得不取消对许多
home loans and, because of the flood of houses on the market, we find
住房贷款，由于市场上的房屋的洪水，我们发现
that we’re taking possession of worthless properties that nobody can
我们以没人能拥有无用的性质
afford to buy.
买得起。
These factors concern this bank’s board of directors. Please let us
这些因素的关注，该银行董事会董事。请让我们
know what the plans are to make sure that our bank stays solvent and a
知道计划来确保银行保持溶剂和
good citizen of our community.
好公民，我们的社区。