(1)437×482+518×437,=437×(482+518),=437×1000,=437000;(2)8.07-1.65-2.35,=8.07-(1.65+2.35),=8.07-4,=4.07;(3)5.65×2.8+4.35×2.8,=(5.65+4.35)×2.8,=10×2.8,=28;(4)40-3.16-(18+2.2)+10.6,=40+10.6-(3.16+20.2),=50.6-23.36,=27.24.