loan,debt,equity 有什么区别

2025-03-09 21:20:22
推荐回答(2个)
回答1:

  • loan:附利息借出的一笔钱

  The country has no access to foreign loans or financial aid.  该国得不到任何外国贷款或经济援助。

  Thepresident wants to make it easier for small businesses to getbank loans.  总统希望能让小企业更方便地获得银行贷款。


  • debt:亏欠的债务

  Three years later, he is still paying off his debts.  都三年了,他仍在偿还债务。

  Shrinking economies mean falling tax revenues and more governmentdebt.  经济收缩意味着税收的减少和政府债务的增加。


  • equity:财产超过其负债的剩余价额

  To capture his equity, he must either sell or refinance.  要获得资产净值,他必须出售或者重新融资。

回答2:

Equity: 通过出让股权得到投资者(比如VC/Angel Investor/etc.)注资。
Debt: 通过发行企业债券进行的融资。
Loan: 通过向金融机构申请贷款进行的融资。
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