年利率为6.55%，月利率为6.55%/1216万10年(120个月)月还款额: 160000*6.55%/12*(1+6.55%/12)^120/[(1+6.55%/12 )^120-1]=1820.84元说明:^120为120次方
中国建行贷款16万,10年期,每月还1820.8元,利率是6.55%
